:root {
  --navy: #102b3c;
  --teal: #044961;
  --cyan: #269bb3;
  --gold: #d9931a;
  --amber: #e6a91c;
  --cream: #f6f1e9;
  --paper: #fbf6f0;
  --ink: #102b3c;
  --muted: #536572;
  --line: rgba(16, 43, 60, 0.14);
  --shadow: 0 24px 70px rgba(16, 43, 60, 0.18);
  --door-pattern:
    linear-gradient(150deg, transparent 0 46%, rgba(16, 43, 60, 0.045) 46% 58%, transparent 58% 100%),
    linear-gradient(30deg, transparent 0 40%, rgba(217, 147, 26, 0.045) 40% 52%, transparent 52% 100%);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Poppins, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background:
    var(--door-pattern),
    var(--paper);
  background-size: 92px 116px, 92px 116px, auto;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 16px clamp(18px, 4vw, 56px);
  background:
    linear-gradient(90deg, rgba(251, 246, 240, 0.94), rgba(251, 246, 240, 0.86)),
    var(--door-pattern);
  background-size: auto, 70px 88px;
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}

.brand__name {
  display: block;
  font-size: 20px;
  line-height: 0.92;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.01em;
}

.brand__tag {
  display: block;
  margin-top: 3px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.36em;
  color: var(--gold);
}

.door-mark {
  position: relative;
  width: 40px;
  height: 42px;
  display: inline-block;
}

.door-mark__light,
.door-mark__panel {
  position: absolute;
  inset: 0;
  clip-path: polygon(0 0, 64% 22%, 64% 78%, 0 100%);
}

.door-mark__light {
  background: var(--gold);
  transform: translateX(-4px);
}

.door-mark__panel {
  background: var(--teal);
  transform: translateX(12px) scaleX(0.82);
}

.door-mark__knob {
  position: absolute;
  right: 11px;
  top: 50%;
  width: 4px;
  height: 8px;
  border-radius: 999px;
  background: var(--paper);
  transform: translateY(-50%);
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: clamp(14px, 2.6vw, 32px);
  font-size: 14px;
  font-weight: 600;
  color: rgba(16, 43, 60, 0.76);
}

.nav-links a,
.header-cta {
  text-decoration: none;
}

.header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 18px;
  color: #fff;
  background: var(--teal);
  font-size: 14px;
  font-weight: 700;
}

.hero {
  position: relative;
  min-height: calc(100vh - 75px);
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.78fr);
  align-items: center;
  gap: clamp(28px, 5vw, 72px);
  padding: clamp(38px, 7vw, 90px) clamp(18px, 5vw, 72px);
  overflow: hidden;
  background:
    linear-gradient(112deg, rgba(251, 246, 240, 0.96) 0 58%, rgba(230, 169, 28, 0.96) 58% 100%),
    var(--door-pattern);
  background-size: auto, 86px 108px;
}

.hero__backdrop {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(112deg, transparent 0 14%, rgba(255, 255, 255, 0.62) 14% 15%, transparent 15% 58%, rgba(16, 43, 60, 0.08) 58% 100%),
    linear-gradient(150deg, rgba(4, 73, 97, 0.1), transparent 34%);
  pointer-events: none;
}

.hero__content,
.hero__visual {
  position: relative;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 820px;
  margin-bottom: 22px;
  color: var(--navy);
  font-size: clamp(46px, 7.2vw, 92px);
  line-height: 0.96;
  font-weight: 800;
  letter-spacing: -0.02em;
}

h2 {
  color: var(--navy);
  font-size: clamp(30px, 4vw, 54px);
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -0.015em;
}

h3 {
  color: var(--navy);
  font-size: 22px;
  line-height: 1.16;
  font-weight: 800;
}

.hero__copy {
  max-width: 710px;
  color: var(--muted);
  font-size: clamp(17px, 2vw, 21px);
  line-height: 1.65;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 24px;
  border: 0;
  border-radius: 0;
  font: inherit;
  font-weight: 800;
  text-decoration: none;
}

.button--primary {
  color: #fff;
  background: var(--teal);
  box-shadow: 0 18px 36px rgba(4, 73, 97, 0.24);
}

.button--secondary {
  color: var(--teal);
  background: #fff;
  border: 1px solid var(--line);
}

.button--gold {
  background: var(--gold);
  box-shadow: 0 18px 36px rgba(217, 147, 26, 0.28);
}

.trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}

.trust-strip span,
.broker-points span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 12px;
  border: 1px solid rgba(4, 73, 97, 0.16);
  background: rgba(255, 255, 255, 0.64);
  color: var(--teal);
  font-size: 13px;
  font-weight: 700;
}

.hero__visual {
  align-self: stretch;
  min-height: 420px;
  display: flex;
  align-items: center;
}

.hero__visual img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  object-position: center;
  box-shadow: var(--shadow);
  border: 14px solid rgba(255, 255, 255, 0.76);
}

.section {
  padding: clamp(72px, 10vw, 128px) clamp(18px, 5vw, 72px);
}

.section__inner {
  max-width: 1180px;
  margin: 0 auto;
}

.intro-band {
  background:
    linear-gradient(112deg, var(--navy) 0 66%, var(--gold) 66% 100%),
    var(--door-pattern);
  background-size: auto, 82px 104px;
  color: #fff;
}

.intro-band h2 {
  color: #fff;
}

.intro-band p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.78);
  font-size: 18px;
  line-height: 1.7;
}

.intro-grid,
.broker-grid,
.faq-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
  gap: clamp(34px, 6vw, 80px);
  align-items: center;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.section-heading p:not(.eyebrow) {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.7;
}

.steps,
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.decision-banner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: center;
  margin: -12px 0 34px;
  padding: clamp(22px, 4vw, 34px);
  background: var(--navy);
  color: #fff;
  border-left: 12px solid var(--gold);
  box-shadow: 0 18px 52px rgba(16, 43, 60, 0.14);
}

.decision-banner h3 {
  margin-bottom: 8px;
  color: #fff;
}

.decision-banner p:not(.eyebrow) {
  max-width: 760px;
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.7;
}

.steps article,
.service {
  background: #fff;
  border: 1px solid var(--line);
  padding: 28px;
  box-shadow: 0 14px 44px rgba(16, 43, 60, 0.08);
  border-radius: 0;
}

.steps span {
  display: inline-flex;
  margin-bottom: 34px;
  color: var(--gold);
  font-weight: 800;
  font-size: 14px;
  letter-spacing: 0.16em;
}

.steps p,
.service p,
.broker-section p,
.faq-list p,
.contact-panel p {
  color: var(--muted);
  line-height: 1.7;
}

.section--warm {
  background:
    linear-gradient(112deg, rgba(230, 169, 28, 0.92) 0 29%, rgba(246, 241, 233, 0.88) 29% 100%),
    var(--door-pattern);
  background-size: auto, 86px 108px;
}

.service {
  position: relative;
}

.service--featured {
  background: var(--teal);
  color: #fff;
  transform: translateY(-18px);
}

.service--featured h3,
.service--featured p,
.service--featured li {
  color: #fff;
}

.badge {
  display: inline-flex;
  margin-bottom: 20px;
  padding: 8px 10px;
  background: var(--gold);
  color: #fff;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.service__price {
  color: var(--gold);
  font-weight: 800;
}

.service ul {
  display: grid;
  gap: 12px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.service__kicker {
  margin-bottom: 12px;
  color: var(--gold);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.service li {
  color: var(--muted);
  font-weight: 600;
}

.service li::before {
  content: "";
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-right: 10px;
  background: var(--gold);
  transform: translateY(-1px);
}

.payment-button {
  width: 100%;
  margin-top: 28px;
}

.payment-note {
  max-width: 820px;
  margin: 28px 0 0;
  color: rgba(16, 43, 60, 0.74);
  font-size: 14px;
  line-height: 1.7;
}

.broker-section {
  background: #fff;
}

.broker-card {
  min-height: 420px;
  display: grid;
  place-items: center;
  background:
    linear-gradient(130deg, var(--amber) 0 48%, var(--paper) 48% 100%);
  box-shadow: inset 0 0 0 1px rgba(16, 43, 60, 0.08);
  overflow: hidden;
}

.large-door {
  position: relative;
  width: min(300px, 70%);
  aspect-ratio: 1 / 1.2;
}

.large-door::before,
.large-door::after {
  content: "";
  position: absolute;
  inset: 0;
  clip-path: polygon(0 0, 68% 22%, 68% 78%, 0 100%);
}

.large-door::before {
  background: var(--gold);
  transform: translateX(-34px);
}

.large-door::after {
  background: var(--teal);
  transform: translateX(74px) scaleX(0.82);
}

.large-door span {
  position: absolute;
  right: 76px;
  top: 50%;
  z-index: 1;
  width: 13px;
  height: 28px;
  border-radius: 99px;
  background: var(--paper);
}

.broker-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}

.credential-section {
  padding: clamp(62px, 8vw, 98px) clamp(18px, 5vw, 72px);
  background:
    linear-gradient(112deg, rgba(255, 255, 255, 0.94) 0 64%, rgba(230, 169, 28, 0.88) 64% 100%),
    var(--door-pattern);
  background-size: auto, 86px 108px;
}

.credential-panel {
  display: grid;
  grid-template-columns: minmax(260px, 0.44fr) minmax(0, 1fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: center;
  background: #fff;
  border: 1px solid var(--line);
  padding: clamp(24px, 5vw, 52px);
  box-shadow: 0 18px 58px rgba(16, 43, 60, 0.1);
}

.credential-logo {
  display: grid;
  place-items: center;
  min-height: 180px;
  padding: 24px;
  background: var(--paper);
  border-left: 10px solid var(--gold);
}

.credential-logo img {
  width: min(100%, 420px);
  height: auto;
}

.credential-panel p:not(.eyebrow) {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.7;
}

.faq {
  background:
    linear-gradient(112deg, rgba(246, 241, 233, 0.94) 0 70%, rgba(217, 147, 26, 0.88) 70% 100%),
    var(--door-pattern);
  background-size: auto, 86px 108px;
}

.faq-list {
  display: grid;
  gap: 12px;
}

details {
  background: #fff;
  border: 1px solid var(--line);
  padding: 20px 22px;
  border-radius: 0;
}

summary {
  cursor: pointer;
  color: var(--navy);
  font-weight: 800;
}

details p {
  margin: 14px 0 0;
}

.contact-section {
  padding: clamp(72px, 10vw, 132px) clamp(18px, 5vw, 72px);
  background:
    linear-gradient(112deg, var(--navy) 0 62%, var(--teal) 62% 100%),
    var(--door-pattern);
  background-size: auto, 82px 104px;
}

.contact-panel {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(320px, 1fr);
  gap: clamp(34px, 6vw, 76px);
  align-items: start;
  color: #fff;
}

.contact-panel h2 {
  color: #fff;
}

.contact-panel p {
  color: rgba(255, 255, 255, 0.78);
}

.contact-note a {
  color: #fff;
  font-weight: 800;
}

.lead-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  padding: clamp(20px, 4vw, 34px);
  background: #fff;
  color: var(--ink);
  box-shadow: var(--shadow);
  border-top: 10px solid var(--gold);
}

.lead-form label {
  display: grid;
  gap: 8px;
  color: var(--navy);
  font-size: 13px;
  font-weight: 800;
}

.lead-form input,
.lead-form select,
.lead-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  background: var(--paper);
  color: var(--ink);
  font: inherit;
  font-size: 15px;
  padding: 13px 14px;
  border-radius: 2px;
}

.lead-form textarea {
  resize: vertical;
}

.full {
  grid-column: 1 / -1;
}

.form-status {
  grid-column: 1 / -1;
  min-height: 24px;
  margin: 0;
  color: var(--teal);
  font-weight: 700;
}

.footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 30px clamp(18px, 5vw, 72px);
  background:
    linear-gradient(90deg, var(--paper), rgba(230, 169, 28, 0.12)),
    var(--door-pattern);
  background-size: auto, 70px 88px;
  border-top: 1px solid var(--line);
}

.footer p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
}

@media (max-width: 920px) {
  .site-header {
    position: relative;
  }

  .nav-links {
    display: none;
  }

  .hero,
  .intro-grid,
  .broker-grid,
  .credential-panel,
  .faq-grid,
  .contact-panel {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: 0;
  }

  .hero__visual {
    min-height: 0;
  }

  .steps,
  .service-grid,
  .decision-banner {
    grid-template-columns: 1fr;
  }

  .service--featured {
    transform: none;
  }
}

@media (max-width: 620px) {
  .site-header {
    align-items: flex-start;
  }

  .header-cta {
    display: none;
  }

  h1 {
    font-size: 43px;
  }

  .hero__actions,
  .button {
    width: 100%;
  }

  .lead-form {
    grid-template-columns: 1fr;
  }

  .footer {
    align-items: flex-start;
    flex-direction: column;
  }
}